|frequently asked questions|
is the Florida requirement for licensing as a life/ health insurance
Now that I've completed the pre-licensing course....
To become a Florida resident life/health agent, you must:
Florida law [F.S. #626.8311, 626.7851] requires applicants to complete either a 40-hour in-class program or an approved self-study course. Both in-class and self-study programs must use the study manual approved by the Department.
Yes. City College has been approved to offer self-study pre-licensing courses for:
Provider number is 359366.
That varies from student to student. Since City College’s Life and Health self-study program is equivalent to a 40-hour in-class program, the general answer is 40 hours for those seeking the combined Life and Health license. The Life/VA only or Health only programs should take a student approximately 20-25 hours to complete. These are approximate times — as each student works at his or her own pace. Your study time may be different.
There are 36 lessons for the combined Life and Health course, 21 lessons for the Life and Variable Annuity course, and 21 lessons for the Health only course. On average, each lesson should take about an hour to hour and a half to complete. Students may complete the lessons as quickly as they wish.
Each lesson covers a chapter in the state approved study manual. Upon completing the online reading assignment, the student is asked to complete a multiple choice online review of the material — usually 20 questions. The answers to those questions are then e-mailed to Wall Street Instructors, and are automatically graded with the results shown to the students within moments. An overall average score of 70% correct on these lessons is required to complete the course. Department rules require the program be completed within one year of enrollment. Upon completion of the last lesson, the student must complete a monitored, multiple choice final examination. We have arranged monitor sites at public libraries and community colleges throughout Florida. Upon successful completion of the final exam (70%+), the student will be certified to take the state licensing examination, once thier application is approved.
Yes. We encourage students to contact our instructors if they have questions or comments regarding the study materials. Each lesson has a comment section in which students can e-mail their questions to our instructors. All lesson reviews are electronically graded and returned to students — 24 hours a day, 7 days a week.
Both types of programs use the state-approved study manual and will cover the same topics. In-class programs work best for those who need the motivation of a fixed schedule, or feel that they may have serious difficulty in grasping the information presented in the course. Obviously, in-class programs are convenient only if the class is offered near the student.
Level of difficulty — a representative sample of text from the first chapter
Self-study programs place the responsibility of completing the course on the student — but offer the opportunity to fit the study time into their schedule at their convenience. Self-study programs work best for self-motivated students who have difficulty in setting aside a large block of time for an in-class program. The self-study method is ideal for previously licensed agents from other state seeking a Florida license; a Florida life agent seeking a health license, or vice versa. Self-study programs also eliminate the need to commute to and from class — allowing the student to devote that time to studying rather than driving.
The price for City College’s on-line self-study program is now just $159. printed study material is available for $29 plus $5 shipping.
You can enroll in City College’s self-study program by completing the simple enrollment form. All study material is now online so you can begin imediately.
Your local library may have a copy of the study manual: Florida Life, Health and Variable Annuity Study Manual (Dearborn Financial Publishing). Manuals are also distributed statewide by members of FAIFA. Study manuals are not required since all material is now online.
It’s as simple as that!!
is City College's refund policy?
Tuition, study materials, shipping and handling are not refundable after the initial 10 day refund period. Call City College at (954) 764-0254 if you wish to arrange a cancellation and refund.
RECIPROCITY LIST FOR RESIDENT LICENSURE FOR APPLICANTS REQUESTING WAIVER OF PRELICENSING COURSE WHEN APPLYING FOR RESIDENT LIFE, VARIABLE ANNUITY AND HEALTH
The 1992 Florida legislature enacted legislation which permits an applicant for licensure as a Florida resident life and variable annuity and/or health agent to exempt Florida's 40-hour prelicensing educational requirement if, within the four (4) year period prior to filing their application for resident license, the applicant held a resident license in life and variable annuity and/or health insurance in another state. Please refer to Sections 626.7851(3) and 626.8311(3), Florida Statutes.
In order to qualify for this exemption, the applicant's former state of residence must be willing to grant reciprocal treatment to licensees formerly licensed in Florida. This statute applies only to life and variable annuity and/or health insurance agents. It does not apply to applicants requesting licensure for property and casualty insurance.
STATES WITH FULL RECIPROCITY
STATES WITH NO RECIPROCITY
The following states cannot waive the prelicensing requirement. Applicants applying for resident licensure must comply with Florida's prelicensing requirements.
STATES WITH CONDITIONAL RECIPROCITY
OK, I am ready, sign me up.
there a state exam outline to help me review?
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