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<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" bgproperties="fixed" background="07a285a1erlcgo.gif"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>401 (k) PLANS</B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="401 (k) PLANS"><U><B>home</B></U></A></div> <div> <A HREF="id24.htm" TARGET="_top" TITLE="OVERVIEW OF 401k PLANS"><U>OVERVIEW OF 401k PLANS</U></A>   |   <A HREF="id20.htm" TARGET="_top" TITLE="401k CONTRIBUTIONS"><U>401k CONTRIBUTIONS</U></A>   |   <A HREF="id58.htm" TARGET="_top" TITLE="VESTING"><U>VESTING</U></A>   |   <A HREF="id21.htm" TARGET="_top" TITLE="NONDISCRIMINATION RULES"><U>NON-DISCRIMINATION RULES</U></A>   |   <A HREF="id22.htm" TARGET="_top" TITLE="401k DISTRIBUTIONS"><U>401k DISTRIBUTIONS</U></A>   |   <A HREF="id23.htm" TARGET="_top" TITLE="SIMPLE 401k PLANS"><U>SIMPLE 401k PLANS</U></A>   |   <A HREF="id54.htm" TARGET="_top" TITLE="SOLO 401ks"><U>SOLO 401ks</U></A>   |   <A HREF="id55.htm" TARGET="_top" TITLE="ROTH 401k PLANS"><U>ROTH 401k PLANS</U></A>   |   <A HREF="id30.htm" TARGET="_top" TITLE="REVIEW QUESTIONS "><U>REVIEW QUESTIONS </U></A>   |   <A HREF="id46.htm" TARGET="_top" TITLE="FINAL EXAM"><U>FINAL EXAM</U></A>   |   <B>Printable Versions</B></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="079d2c00dkelyh.gif"> <bR> <div> <A HREF="http://www.wallstreetinstructors.com" TARGET="_top" TITLE="http://www.wallstreetinstructors.com"><U><IMG SRC="080af630.gif" border=0 width="175" height="99" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <B>Copyright</B><FONT SIZE="2" COLOR="#006699" FACE="Arial" ><B>© </B></FONT><B>2001, 2003, 2007</B><FONT SIZE="2" COLOR="#006699" FACE="Arial" ><B> </B></FONT><B> Wall Street Instructors, Inc.  All rights reserved. </B></div> <div> <B>To return to the online version:</B></div> <bR> <div> <A HREF="id24.htm" TARGET="_top" TITLE="OVERVIEW OF 401k PLANS"><U><B>OVERVIEW OF 401k PLANS</B></U></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="401k CONTRIBUTIONS"><U><B>401k CONTRIBUTIONS</B></U></A></div> <div> <A HREF="id58.htm" TARGET="_top" TITLE="VESTING"><U><B>VESTING</B></U></A></div> <div> <A HREF="id21.htm" TARGET="_top" TITLE="NONDISCRIMINATION RULES"><U><B>NON-DISCRIMINATION RULES</B></U></A></div> <div> <A HREF="id22.htm" TARGET="_top" TITLE="401k DISTRIBUTIONS"><U><B>401k DISTRIBUTIONS</B></U></A></div> <div> <A HREF="id23.htm" TARGET="_top" TITLE="SIMPLE 401k PLANS"><U><B>SIMPLE 401k PLANS</B></U></A></div> <div> <A HREF="id54.htm" TARGET="_top" TITLE="SOLO 401ks"><U><B>SOLO 401ks</B></U></A></div> <div> <A HREF="id55.htm" TARGET="_top" TITLE="ROTH 401k PLANS"><U><B>ROTH 401k PLANS</B></U></A></div> <div> <A HREF="id30.htm" TARGET="_top" TITLE="REVIEW QUESTIONS "><U><B>REVIEW QUESTIONS </B></U></A></div> <div> <A HREF="id46.htm" TARGET="_top" TITLE="FINAL EXAM"><U><B>FINAL EXAM</B></U></A></div> <div> <B>Printable Versions</B></div> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I><B>Printable Versions</B></I></div> <div> To print out the text, click on your desired topic:</div> <bR> <div> <A HREF="id47.htm" TARGET="_top" TITLE="Overview"><U>Overview</U></A></div> <div> <A HREF="id48.htm" TARGET="_top" TITLE="Contibutions"><U>Contibutions</U></A></div> <div> <A HREF="id59.htm" TARGET="_top" TITLE="Vesting"><U>Vesting</U></A></div> <div> <A HREF="id49.htm" TARGET="_top" TITLE="NonDiscrimination Rules"><U>Non-Discrimination Rules</U></A></div> <div> <A HREF="id50.htm" TARGET="_top" TITLE="Distributions"><U>Distributions</U></A></div> <div> <A HREF="id51.htm" TARGET="_top" TITLE="SIMPLE Plans"><U>SIMPLE Plans</U></A></div> <div> <A HREF="id56.htm" TARGET="_top" TITLE="Solo 401ks"><U>Solo 401ks</U></A></div> <div> <A HREF="id57.htm" TARGET="_top" TITLE="Roth 401ks"><U>Roth 401ks</U></A></div> </td> </tr></table></body>