Multiple Choice
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1.
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Which facets of the My Safe Florida Home program
are still in operation?
a. | matching grants for hurricane mitigation
efforts | b. | free inspections of existing homes for hurricane
mitigation | c. | certification of
mitigation inspectors and mitigation contractors | d. | all of the
above |
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2.
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Uniform Mitigation Verification forms completed by
an approved inspector are valid for a period of:
a. | 3 years | b. | 4 years | c. | 5
years | d. | 10 years |
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3.
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If a home is damaged during a hurricane, what form
of damage results in the greatest dollar amount in subsequent insurance claims?
a. | Wind damage due to opening
failures | b. | Wind damage due to gable end wall
failures | c. | Wind damage due to roof
failure | d. | Damage due to water
intrusion |
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4.
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The Florida Building Code applies to:
a. | statewide | b. | only those local jurisdictions that have adopted it | c. | the state's wind-borne debris region | d. | all local jurisdictions other than Broward and Miami-Dade
counties |
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5.
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All residential property insurers in Florida must
discount their premiums if homeowners install hurricane mitigation improvements. Those
discounts or premium credits apply to:
a. | only properties located in the wind-borne debris
region | b. | the policy's entire premium
| c. | only the windstorm portion of the policy's
premium | d. | none of the above |
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6.
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All residential construction in Florida valued over
$50,000 must include plans to:
a. | strengthen roof decking
connections | b. | protect openings
such as windows and garage doors | c. | install a
secondary water barrier | d. | brace gable-end
walls |
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7.
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All windstorm insurers must notify their
policyholders, in writing, of:
a. | the insured property’s rating under the Uniform
Home Grading Scale (UHGS) | b. | whether the
insured property is located in the wind-borne debris region | c. | the company's participation in the "Blueprint for Safety"
program | d. | any applicable premium discounts or credits available
for hurricane mitigation retrofits |
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8.
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Which of the following measures were prompted as a
response to Hurricane Andrew:
a. | building code reforms | b. | Florida Hurricane Catastrophe Fund | c. | Citizen's Property Insurance Company | d. | all of the
above |
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9.
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Which of the following mitigation efforts is the
easiest to implement?
a. | bracing gable-end walls | b. | strengthening roof decking connections | c. | installing a secondary water barrier | d. | stregthening a home's roof to wall
connections |
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10.
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A homeowner wishes to reduce the cost of her
windstorm insurance premium. What alternatives are available to her?
a. | retrofit her home to meet the Florida Building
Code | b. | seek out coverage from a different windstorm
insurer | c. | increase the policy's
deductible | d. | all of the above
could reduce her premium cost |
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