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Safeguarding Seniors: Ensuring Suitability of Annuity and Life Insurance Transactions for Seniors

6 CE Credits Intermediate Level Course ID #75922 CE Provider #862  

Welcome to Wall Street Instructors’ Safeguarding Seniors continuing education web course. This interactive self-study program has been approved by the Florida Department of Financial Services for 6 credits of intermediate-level continuing education for Florida-licensed insurance agents.

This course also fulfills the Department’s three-credit requirement on the topic of Annuity Suitability for life-licensed agents. Course ID #75922 — CE Provider #862.

If you have any questions while you study the material, you may e-mail your questions to an instructor at enrollment@wallstreetinstructors.com or call (954) 764-0254, Mon–Fri 9am–5pm ET.

Topics Covered

The study text covers the following topics:

  • Types of Annuity Contracts (fixed, indexed, and variable)
  • Taxation of Annuities
  • Annuity Marketplace
  • Regulatory Framework
  • Types of Annuity Investors
  • Investment Objectives
  • Determining Annuity Suitability
  • State and FINRA Disclosure Requirements
  • Agent Responsibilities

How This Course Works

  • 1
    The course is presented in four chapters. Work through each chapter at your own pace using the Study Text link below.
  • 2
    Complete the study review at the end of each chapter. These reviews will help you better understand the material before taking the final exam.
  • 3
    After reviewing all four chapters, complete the self-monitored final examination. Passing score is 70% correct. The exam is given on the “honor system” — an outside monitor is not needed.
  • 4
    Upon successful completion, Wall Street Instructors will send you a certificate of completion for your records and electronically file your CE credits with the Florida Department of Financial Services.
Notice: Be sure you have reviewed all study text before taking the final examination. If you do not score 70% or better on the exam, re-examination is available at no additional charge.

Ready to Begin?

Click below to access the study text, or proceed directly to the final examination.

Study Text → Final Examination