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Key Points in This Chapter

  • Insurers may design long-term care insurance policies to meet various needs
  • Recent legislation’s impact on LTC policy terms
  • Consumers may select a number of options to tailor LTC policies to their individual needs
  • The importance of protecting LTC benefits from inflation
  • Factors that affect the cost of long-term care insurance coverage
  • Types of coverage available in the private insurance market today
  • Tax treatment of premium costs and LTC insurance benefits

Chapter 3 Topics

› Long-Term Care Policy Design › Long-Term Policy Options › LTC Insurance Premiums › Taxation of LTCI › Summary of Long Term Care Insurance › Chapter 3 Review Questions
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