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Key Points in This Chapter

  • Three methods to finance long-term care needs: self-funding, insurance, and government programs
  • Use of life insurance and annuities to fund long-term care needs
  • The Medicare system’s coverage of long-term care expenses — and its significant limitations
  • Medicaid’s eligibility rules for coverage of nursing home and other long-term care costs
  • Methods to qualify for Medicaid coverage of long-term care expenses

Chapter 2 Topics

› Self-Funding Long-Term Care › Medicare & Medicare Supplements › Medicaid › Summary of Funding Methods › Chapter 2 Review Questions
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