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Key Points in This Chapter

  • Long-term care will become a greater need in light of demographic changes
  • There are several means, public and private, to finance long-term care expenses
  • Long-term care expenses are becoming a larger portion of state governments’ budgets
  • Private insurance is available to meet long-term care needs
  • States are working with private insurers through partnership programs to relieve financial strains on state budgets and encourage individual responsibility for long-term care expenditures
  • Services for long-term care can be provided in several venues
Next → Introduction to Long Term Care